וְלָקַחְתִּ֤י אֶת־לַחְמִי֙ וְאֶת־מֵימַ֔י וְאֵת֙ טִבְחָתִ֔י אֲשֶׁ֥ר טָבַ֖חְתִּי לְגֹֽזְזָ֑י וְנָֽתַתִּי֙ לַֽאֲנָשִׁ֔ים אֲשֶׁר֙ לֹ֣א יָדַ֔עְתִּי אֵ֥י מִזֶּ֖ה הֵֽמָּה׃
내가 어찌 내 떡과 물과 내 양털 깎는 자를 위하여 잡은 고기를 가져 어디로서인지 알지도 못하는 자들에게 주겠느냐 한지라
The Improvement of the Moral Qualities
KNOW thou that this is a reprehensible quality. Among the host of reprehensible qualities there is none more abominable than this. For thou seest that he who is lavishly bountiful of his substance, although blameworthy, is satisfied with the pleasure he derives and men's goodly praise which is his. But niggardliness is accompanied by evil repute without even the attainment of pleasure; and to be of evil repute is not one of the qualities desired by the excellent. The noble-minded man ought to shrink from this quality and not employ it on any occasion. The sages are at one in thinking that manliness does not go well with prodigality, nor religion with an inordinate desire (for gain). He who is of this character may well despair of a good repute and a fair record. Thus it was said (Isa. xxxii. 5), "The vile person shall be no more called liberal, nor the churl said to be bountiful." This "vile person" is like him, in the wilderness of Maon, who said (I Sam. xxv. 11), "Shall I then take my bread and my water...and give it unto men whom I know not whence they be?" Thou knowest the severe punishment with which he met.
Sha'arei Teshuvah
Among the [negative commandments] dependent upon the shutting of the hand and the one who prevents himself from an act is “do not [...] shut your hand against your needy kinsman, [etc.] Beware lest you harbor the base thought, ‘The seventh year, the year of remission, is approaching,’ so that you are mean to your needy kinsman and give him nothing” Deuteronomy 15:7-9). We have learned from this that one who refrains from lending to a poor person violates two negative commandments. And they are “Beware,” and “lest.” So if at the time that the seventh year is approaching, we are warned not to prevent ourselves from loaning because of the fear of the matter of the year of remission, certainly [is it so at] a time when he will not lose [the loaner’s] debt - for the sin of one who shuts his hand from lending will become greater. And from the greatness of this iniquity, the verse called the thought of stinginess from lending, “base thought (devar belia’al).” And our Rabbis, may their memory be blessed, said (Ketuvot 68a), “[Regarding] anyone who averts his eyes from the obligation to give charity, it is as if he engages in idol worship. It is written here, ‘Beware lest you harbor the base thought in your heart…and you will not give him’ (Deuteronomy 15:9), and it is written there, ‘Certain base fellows from among you have gone out’ (Deuteronomy 13:14).” And our Rabbis, may their memory be blessed, said (Yalkut Shmuel 28:134) that a miser is called base. And so is it written (I Samuel 25:25), “to that wretched fellow, Nabal” - because he was stingy, since he said to David’s servants (I Samuel 25:11), “Should I then take my bread and my water and the meat that I slaughtered, etc.?” And our Rabbis, may their memory be blessed, said (Shabbat 63a), “Greater is one who lends to a poor person than one who [gives] charity.”