Komentaryong Sumisipi para sa Deuteronomio 29:13

וְלֹ֥א אִתְּכֶ֖ם לְבַדְּכֶ֑ם אָנֹכִ֗י כֹּרֵת֙ אֶת־הַבְּרִ֣ית הַזֹּ֔את וְאֶת־הָאָלָ֖ה הַזֹּֽאת׃

At hindi lamang sa inyo ginagawa ko ang tipang ito at ang sumpang ito,

Chizkuni

כי אתנו אנחנו, “but with us here” (He concluded the covenant). Even though there are quite a few amongst us here to day who have not stood at Mount Sinai, not having been born yet, the covenant applies to them and is binding on them. [The answer to the question of how an unborn person can be held accountable for violating a covenant he had not been a party to when it was concluded, is that in Jewish law one may accept obligations on behalf of people who are not present and aware of it, provided that these obligations are for the benefit of the party on whose behalf these obligations have been accepted. Becoming part of G-d’s people is perceived of being such a benefit. Ed.] The proof that this is so is that G-d has told us that He is meting out penalties for up to the fourth generation after the sinner committed his sin, whereas He allows even the descendent 1000 generations down the line to participate in the reward given to his forbear for good deeds performed. (Exodus 20,6)
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Or HaChaim

הנסתרות לה׳ אלוקינו, והנגלות לנו, "The hidden sins are G'd's business, but the visible ones (are our business to deal with)." We have to understand this verse as the response by the Jewish people to Moses that he cannot hold them responsible for sins committed by fellow Jews in private. However, they accept the responsibility to try and stop sins being committed in public. לנו ולבנינו עד עולם, "for us and our children forever." This is the official acceptance by the Israelites of the oath Moses wanted them to swear.
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