וְכִֽי־יִשְׁאַ֥ל אִ֛ישׁ מֵעִ֥ם רֵעֵ֖הוּ וְנִשְׁבַּ֣ר אוֹ־מֵ֑ת בְּעָלָ֥יו אֵין־עִמּ֖וֹ שַׁלֵּ֥ם יְשַׁלֵּֽם׃
人若向鄰舍借了牲畜，牲畜受了傷或死了，而物主當時不在牲畜那裡，借用的人就必須賠償。
Rashi
וכי ישאל איש AND IF A MAN BORROWS — The purpose of this verse is to tell you that the borrower is liable for loss from whatever cause even from accident.
Chizkuni
וכי ישאל איש וגו, “and if someone borrows, and it is injured or dies, ”while its owner is not present.
Siftei Chakhamim
僅限進階版會員使用Rav Hirsch
僅限進階版會員使用Rashi
בעליו אין עמו THE OWNER THEREOF NOT BEING WITH IT (lit., with “him”) — i. e. if the owner of the ox is not employed with the borrower in his work (Bava Metzia 95b).