Halakhah su Deuteronomio 24:10

That is that He commanded us to return the surety to its Jewish owner at the time that he has a need for it: If the surety is from that which he needs during the day - such as tools of his craft or his activity - he returns it to him during the day and holds it in surety at night; and if it is from that which he needs at night - such as a pillow or a blanket - he returns it to him at night and holds it in surety during the day. And the language of the Mekhilta is, "'Before the sun goes down, you shall return it to him' (Exodus 22:25) - this refers to a day-garment, that you can return the entire day. [...] From where [do you know about] a night-garment that it can be returned the entire night? [Hence] we learn to say, 'You shall surely return the pledge to him when the sun goes down' (Devarim 24:13). From here the Sages said, 'A day-garment that is taken as a pledge is returned during the whole day, and a night-garment is returned during the whole night." And it is already been explained in the Gemara, Makkot (Makkot 16a), that His, may He be exalted, saying, "you must not enter his house to seize his pledge" (Deuteronomy 24:10), is a negative commandment that is rectified by a positive commandment. And the positive commandment is His saying, "You shall surely return." [This verse also] teaches that we return a night-garment at night and a day-garment during the day. And the regulations of this commandment have already been explained in Chapter 8 of [Bava] Metzia. (See Parashat Mishpatim; Mishneh Torah, Creditor and Debtor 3).

To not take surety from a debtor by force: That we have been prevented from taking surety from a debtor - meaning to say a borrower - with our hands by force, bur rather through the command of a judge and through his agent; that we should not jump and come to the house of a debtor and take surety from him or grab a surety from him when we find him in the marketplace. And about this is it stated (Deuteronomy 24:10), "you must not enter his house to seize his pledge" - and it is not specifically the house [that was intended], but the same is true of one who grabs it from his hand in the marketplace. And the language of the Mishnah Bava Metzia 9:13 is "[If] one lends to his fellow, he may not extract surety except through the court, and he may not enter his house to take the pledge, as is written (Deuteronomy 24:11), 'You must remain outside.'"